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Home 2026 Fintech Xchange Agenda

Agenda

(Subject to Change)

A two-day lineup of industry leaders, fresh insights, and high-impact discussions on the future of financial technology—followed by an activity day designed for networking and meaningful connections.

Wednesday, February 4th – Executive Round Tables & Research Insights

Executive Roundtables and academic paper presentations will run concurrently on Wednesday, February 4th for small cohorts of attendees. These curated sessions will begin midday Wednesday and conclude before the all-attendee happy hour. Space is limited, and additional information will be shared closer to the Xchange.

Registration Open

  • 12:00 PM – 7:00 PM

Presentation of Academic Papers

  • 1:00 PM – 1:10 PM: Welcome
  • 1:00 PM – 1:40 PM: Heterogeneity and Optimal Loan Pricing
  • 1:40 PM – 2:10 PM: Data Innovation for Financial Well-Being: Insights from Consumers, Credit Markets, and Fintech Adoption
  • 2:10 PM – 2:40 PM: Break
  • 2:40 PM – 3:10 PM: Are Crypto Anti-Money Laundering Policies Effective?
  • 3:10 PM – 3:40 PM: Session details coming soon
  • 3:40 PM – 4:10 PM: Do Behavioral Frictions Prevent Firms from Adopting Profitable Opportunities?
  • 4:10 PM – 4:40 PM: Transaction Fee Mechanism on Blockchain: From Incentives to Harm-Proofness

Executive Roundtables

  • 1:00 PM – 1:10 PM: Welcome
  • 1:10 PM – 2:10 PM: What Makes a Successful Bank-Fintech Partnership in the New World of BaaS?
  • 1:10 PM – 2:10 PM: Generative AI in Fraud Prevention: What’s Needed Today?
  • 2:10 PM – 2:40 PM: Break
  • 2:40 PM – 3:40 PM: Cash Flow Underwriting: The Future is Here Now
  • 2:40 PM – 3:40 PM: CFPB Section 1033 Rulemaking and the Conflicting Positions Taken by Fintechs and Traditional Banks
  • 3:40 PM – 4:40 PM: Payments Rails are Changing. What Does This Mean for Banks and Fintechs?
  • 3:40 PM – 4:40 PM: Mitigating AI Risks: A How-To Framework for Banks & Fintechs

Happy Hour

  • 5:00 PM – 7:00 PM: Hosted by Cooley and KPMG (open to all registered attendees, with the exception of students)

Thursday, February 5th – Fintech Xchange Main Programming

  • 8:00 AM – 5:00 PM Registration Open
  • 8:00 AM – 9:30 AM:  Breakfast 
  • 9:00 AM – 9:05 AM: Opening Remarks
  • 9:05 AM – 9:35 AM: The Long Game: What Two Decades of Disrupting Consumer Finance Taught Me
  • 9:35 AM – 10:15 AM: Is Agentic AI the Next Leap Forward for Financial Services?
  • 10:15 AM – 10:45 AM: Building a Lending Company in the AI Era
  • 10:45 AM – 11:15 AM: Break
  • 11:15 AM – 11:55 AM: The Future of Instant Payments: How FedNow, RTP, and Stablecoins Are Reshaping Finance
  • 11:55 AM – 12:35 PM: What’s Next in Open Banking?
  • 12:35 PM – 1:45 PM: Lunch
  • 1:45 PM – 2:30 PM: Building Sustainable Partnerships in the New Era of BaaS
  • 2:30 PM – 3:10 PM: A Candid Discussion with Fintech’s Leading Voices
  • 3:10 PM – 3:40 PM: Break
  • 3:40 PM – 4:10 PM: Embedded Everywhere: How Small Business Lending Is Disappearing Into Software
  • 4:10 PM – 4:40 PM: Charters – What’s Next?
  • 4:40 PM – 5:10 PM: Systemic Impact of the GENIUS Act
  • 5:10 PM – 5:30 PM: Changing Perspectives: What Consumers Want, and How Fintech Can Reach Them
  • 5:30 PM – 5:35 PM: Closing Remarks
  • 5:45 PM – 7:45 PM: Dinner Reception @ Lake Effect – Hosted by Mayer Brown (open to all registered attendees, with the exception of students)

Friday, February 6th – Activity Day @ Snow Basin

Activities include skiing, snowboarding and gondola rides. Activities and networking lunch are available to registered attendees who select this option during registration, with the exception of students. Transportation will be provided from the Hilton Salt Lake City Center to Snow Basin and back for activity participants and lunch-only attendees. Breakfast and lunch will be offered in an open-seating format. Guests are welcome to come and go at any time during the windows listed.

  • 9:00 AM – 5:00 PM Activities
    • 8:00 AM – 9:30 AM Breakfast
    • 12:00 PM – 2:30 PM Networking Lunch