Agenda
(Subject to Change)
A two-day lineup of industry leaders, fresh insights, and high-impact discussions on the future of financial technology—followed by an activity day designed for networking and meaningful connections.
Wednesday, February 4th – Executive Round Tables & Research Insights
Executive Roundtables and academic paper presentations will run concurrently on Wednesday, February 4th for small cohorts of attendees. These curated sessions will begin midday Wednesday and conclude before the all-attendee happy hour. Space is limited, and additional information will be shared closer to the Xchange.
Registration Open
- 12:00 PM – 7:00 PM
Presentation of Academic Papers
- 1:00 PM – 1:10 PM: Welcome
- Location: Auditorium
- Speaker: Kurt Dirks | Dean, David Eccles School of Business, University of Utah
- 1:00 PM – 1:40 PM: Heterogeneity and Optimal Loan Pricing
- Location: Auditorium
- Speaker: Jānis Skrastiņš | Associate Professor of Finance, David Eccles School of Business, University of Utah
- 1:40 PM – 2:10 PM: Data Innovation for Financial Well-Being: Insights from Consumers, Credit Markets, and Fintech Adoption
- Location: Auditorium
- Speaker: Breno Braga | Senior Fellow, The Urban Institute
- 2:10 PM – 2:40 PM: Break
- 2:40 PM – 3:10 PM: Are Crypto Anti-Money Laundering Policies Effective?
- Location: Auditorium
- Speaker: John Griffin | James A. Elkins Centennial Chair in Finance, McCombs School of Business, University of Texas at Austin
- 3:10 PM – 3:40 PM: Session title coming soon
- Location: Auditorium
- Speaker: Pratik Soni | Assistant Professor, Kahlert School of Computing, University of Utah
- 3:40 PM – 4:10 PM: Do Behavioral Frictions Prevent Firms from Adopting Profitable Opportunities?
- Location: Auditorium
- Speaker: Sean Higgins| Associate Professor of Finance, Kellogg School of Management, Northwestern University
- 4:10 PM – 4:40 PM: Transaction Fee Mechanism on Blockchain: From Incentives to Harm-Proofness
- Location: Auditorium
- Speaker: Ke Wu | Assistant Professor, Electrical Engineering & Computer Science, University of Michigan
Executive Roundtables
- 1:00 PM – 1:10 PM: Welcome
- Location: Auditorium
- Speaker: Kurt Dirks | Dean, David Eccles School of Business, University of Utah
- 1:10 PM – 2:10 PM: What Makes a Successful Bank-Fintech Partnership in the New World of BaaS?
- Location: TBD
- Speakers:
- Esty Scheinder | CEO, Shiboleth AI
- Sima Gandhi | Principal, CFES
- 1:10 PM – 2:10 PM: Generative AI in Fraud Prevention: What’s Needed Today?
- Location: TBD
- Speakers: Speaker details coming soon
- 2:10 PM – 2:40 PM: Break
- 2:40 PM – 3:40 PM: Cash Flow Underwriting: The Future is Here Now
- Location: TBD
- Speaker(s):
- Peter Renton| CEO & Founder, Renton & Co LLC
- 2:40 PM – 3:40 PM: CFPB Section 1033 Rulemaking and the Conflicting Positions Taken by Fintechs and Traditional Banks
- Location: TBD
- Speaker(s):
- Ashwin Vasan | Partner, FS Vector
- Ben Soccorsy | Founder, Bolinas Advisors
- 3:40 PM – 4:40 PM: Payments Rails are Changing. What Does This Mean for Banks and Fintechs?
- Location: TBD
- Speaker(s): Speaker details coming soon
- 3:40 PM – 4:40 PM: Mitigating AI Risks: A How-To Framework for Banks & Fintechs
- Location: TBD
- Speaker(s):
- Kareem Saleh | CEO, FairPlay AI
Happy Hour
- 5:00 PM – 7:00 PM: Hosted by Cooley and KPMG (open to all registered attendees, with the exception of students)
Thursday, February 5th – Fintech Xchange Main Programming
- 8:00 AM – 5:00 PM Registration Open
- 8:00 AM – 9:30 AM: Breakfast
- 9:00 AM – 9:05 AM: Opening Remarks
- Speaker:
- Ryan Christiansen | Senior Director, Fintech Center, University of Utah
- Speaker:
- 9:05 AM – 9:35 AM: The Long Game: What Two Decades of Disrupting Consumer Finance Taught Me
- Speakers:
- Phil Goldfeder | Chief Executive Officer, American Fintech Council (AFC)
- Renaud Laplanche | Upgrade, CEO & Co-Founder
- Speakers:
- 9:35 AM – 10:15 AM: Is Agentic AI the Next Leap Forward for Financial Services?
- Speakers:
- John Sun | CEO & Founder, Spring Labs
- Jordan Wright | CEO & Co-Founder, Atomic
- Maik Taro Wehmeyer | CEO & Co-Founder, Taktile
- Prashant Mehrotra | EVP, Chief AI Officer, U.S. Bank
- Speakers:
- 10:15 AM – 10:45 AM: Building a Lending Company in the AI Era
- Speakers:
- Rhett Roberts | CEO & Co-Founder, LoanPro
- Taylor Randall | President, University of Utah
- Speakers:
- 10:45 AM – 11:15 AM: Break
- 11:15 AM – 11:55 AM: The Future of Instant Payments: How FedNow, RTP, and Stablecoins Are Reshaping Finance
- Speakers:
- Flavia Naves | Commissioner, Stable Token Commission, State of Wyoming
- Jason Henrichs | CEO, Alloy Labs | Co-Host, Breaking Banks
- Speakers:
- 11:55 AM – 12:35 PM: What’s Next in Open Banking?
- Speakers:
- Dan Murphy | Founder, Sunset Park Advisors
- Jane Barratt | Chief Advocacy Officer, MX
- John Pitts | Vice President for Government Relations, Public Policy, and Social Impact, Affirm
- Paul LaRusso |CEO, Akoya
- Speakers:
- 12:35 PM – 1:45 PM: Lunch
- 1:45 PM – 2:30 PM: Building Sustainable Partnerships in the New Era of BaaS
- Speakers:
- Brian Enneking | COO, First Electronic Bank
- Brian Jones | President, Merrick Bank
- Kent Landvatter | Executive Chairman, FinWise Bank
- Kiah Haslett | Creator, Fintech Takes Banking, Workweek
- Obrea Poindexter| Partner, Cooley LLP
- Speakers:
- 2:30 PM – 3:10 PM: A Candid Discussion with Fintech’s Leading Voices
- Speakers:
- Alex Johnson | Founder, Fintech Takes
- Peter Renton | CEO & Founder, Renton & Co LLC
- Simon Taylor | Founder, Fintech Brainfood
- Speakers:
- 3:10 PM – 3:40 PM: Break
- 3:40 PM – 4:10 PM: Embedded Everywhere: How Small Business Lending Is Disappearing Into Software
- Speakers:
- Prashant Fuloria | CEO, Fundbox
- Seamus McMahon | President, Uinta Strategies
- Speakers:
- 4:10 PM – 4:40 PM: Charters – What’s Next?
- Speakers:
- Erik Rettig | Sr. Manager, Policy & Regulatory Affairs, Intuit
- Jonah Crane | Head of Global Regulatory and Policy Development, Stripe
- Speakers:
- 4:40 PM – 5:10 PM: Systemic Impact of the GENIUS Act
- Speakers:
- Jess Cheng | Partner, Wilson Sonsini Goodrich & Rosati
- Matthew Bisanz | Partner, Mayer Brown
- Speakers:
- 5:10 PM – 5:30 PM: Changing Perspectives: What Consumers Want, and How Fintech Can Reach Them
- Speakers:
- Kelli Keough | EVP, Group Business Unit Leader for Spend, Invest, Protect and Save, SoFi
- Speakers:
- 5:30 PM – 5:35 PM: Closing Remarks
- Speaker:
- Ryan Christiansen | Senior Director, Fintech Center, University of Utah
- Speaker:
- 5:45 PM – 7:45 PM: Dinner Reception @ Lake Effect – Hosted by Mayer Brown (open to all registered attendees, with the exception of students)
Friday, February 6th – Activity Day @ Snow Basin
Activities include skiing, snowboarding and gondola rides. Activities and networking lunch are available to registered attendees who select this option during registration, with the exception of students. Transportation will be provided from the Hilton Salt Lake City Center to Snow Basin and back for activity participants and lunch-only attendees. Breakfast and lunch will be offered in an open-seating format. Guests are welcome to come and go at any time during the windows listed.
- 9:00 AM – 5:00 PM Activities
- 8:00 AM – 9:30 AM Breakfast
- 12:00 PM – 2:30 PM Networking Lunch