Wednesday, February 4th - Executive Round Tables
Executive Roundtables will be held on Wednesday, February 4th for smaller cohorts of attendees. These curated sessions will begin midday and conclude before the all-attendee happy hour. Space is limited, and additional information will be shared closer to the Xchange.
Registration Open
What Makes a Successful Bank-Fintech Partnership in the New World of BaaS?
Generative AI in Fraud Prevention: What's Needed Today?
BREAK
Cash Flow Underwriting: The Future is Here Now
CFPB Section 1033 Rulemaking and the Conflicting Positions Taken by Fintechs and Traditional Banks
Payment Rails & Commerce are Evolving: Implications for Banks & Fintechs
Mitigating AI Risks: A How-To Framework for Banks & Fintechs
HAPPY HOUR - Sponsored by Cooley LLP & KPMG
Open to all registered attendees (21+), with the exception of student participants.
Wednesday, February 4th - Research Insights
The presentation of academic papers will be held on Wednesday, February 4th, beginning midday and concluding before the all-attendee happy hour.
Registration Open
Welcome
Heterogeneity and Optimal Loan Pricing
BREAK
Data Innovation for Financial Well-Being: Insights from Consumers, Credit Markets, and Fintech Adoption
Can Pay-for-Data Marketplaces Be Fair Without Smart Contracts?
Do Behavioral Frictions Prevent Firms from Adopting Profitable Opportunities?
Transaction Fee Mechanism on Blockchain: From Incentives to Harm-Proofness
HAPPY HOUR - Sponsored by Cooley LLP & KPMG
Open to all registered attendees (21+), with the exception of student participants.
Wednesday, February 4th - Product Demos
Live product demonstrations showcasing the latest fintech solutions in action will be held on Wednesday, February 4th and Thursday, February 5th. Attendees will get a firsthand look at new features, real-world use cases, and innovations designed to streamline operations and drive growth. Stop by, see the tech up close, and connect with the teams behind the products.
Registration Open
Vouch
Product Description: AI that replaces manual financial fraud review.
Radius
Product Description: Payments-first Neobank for International Students.
Crew
Flagright
Product Description: AI-native transaction monitoring and AML compliance solution.
DeepSee.AI
Product Description: AI-Powered Loan Processing at Scale. DeepSee’s Loan Ops agent uses intelligent AI agents to automate manual, complex loan boarding and funding tasks—cutting review times from hours to minutes. Reduce errors, increase volume, and free your teams from repetitive work to focus on high-value decisions. Scale efficiently without growing headcount.
Chisel
Product Description: ChiselCore: Composable fintech infrastructure & no-integration compliance ai.
SpringLabs
Eko Investments
Product Description: Investing as a Service - Enabling banks and credit union to offer digital investing to all their clients, starting from $1.
LoanPro
Product Description: Loan on Card combines the structure of a consumer installment loan with the convenience of a Mastercard. Funds are disbursed to a card issued through an integrated issuer processor and provisioned instantly to a mobile wallet.
ASA Financial
Product Description: ASA Vault - Embedded inside of digital banking. Account to account money movement. Super app for vendor consolidation collapsing third party risk. Secure marketplace of vetted fintech solutions.
SOLO
Product Description: SOLO Customer Data Sharing Network | SOLO is the collaborative credit bureau that optimizes the unit economics of data collection and sharing through governed data reuse. Banks and fintechs are rewarded for building and maintaining a shared customer record that can be reused across the network — so customers don’t restart every relationship, institutions don’t re-verify the same facts, and contributors earn when data is reused. The network’s 270+ governed, standardized data attributes are delivered directly into workflows — powering prefilled onboarding, underwriting, servicing, furnishing, and model building without brittle integrations or repeated vendor calls. How it works: SOLO reads what a workflow needs, checks what’s already been collected by the network that meets those requirements, obtains permission to use it, and resolves only what’s missing — logging the source, freshness, and verification trail for every fact. What this enables: Better unit economics (lower top-of-funnel costs, fewer third-party calls). Faster onboarding (prefill instead of re-asking, less drop-off). Cleaner underwriting & compliance (less re-verification, full accountability). New earning potential (data becomes a governed, revenue-generating asset). By aligning governance with the economic incentives of data collection and sharing, the SOLO Network ensures the best data is actually maintained — and transforms compliance infrastructure from a cost center into a source of upside.
HAPPY HOUR - Sponsored by Cooley LLP & KPMG
Open to all registered attendees (21+), with the exception of student participants.
Thursday, February 5th - Fintech Xchange Main Programming
BREAKFAST - Sponsored by America First Credit Union
Opening Remarks
Can Stablecoins be a Game Changer for Affordability: The Future of Credit & Debit
Is Agentic AI the Next Leap Forward for Financial Services?
The Long Game: What Two Decades of Disrupting Consumer Finance Taught Me
BREAK - Sponsored by Celtic Bank
The Future of Instant Payments: How FedNow, RTP, and Stablecoins Are Reshaping Finance
What's Next in Open Banking?
LUNCH - Sponsored by First Electronic Bank
Building Sustainable Partnerships in the New Era of BaaS
A Candid Discussion with Fintech's Leading Voices
BREAK - Sponsored by Celtic Bank
Embedded Everywhere: How Small Business Lending Is Disappearing Into Software
Charters - What's Next?
Systemic Impact of the GENIUS Act
Changing Perspectives: What Consumers Want, and How Fintech Can Reach Them
Closing Remarks
DINNER RECEPTION - Sponsored by Mayer Brown
Open to all registered attendees (21+), with the exception of student participants.
Thursday, February 5th - Product Demos
Live product demonstrations showcasing the latest fintech solutions in action will be held on Wednesday, February 4th and Thursday, February 5th. Attendees will get a firsthand look at new features, real-world use cases, and innovations designed to streamline operations and drive growth. Stop by, see the tech up close, and connect with the teams behind the products.
The Greens
Product Description: Discover how The Greens helps banks, credit unions, and fintechs retain assets, strengthen customer relationships, and deliver leading investing experiences. The platform enables organizations to embed brokerage directly into their existing digital channels, offering core functionality like account management, money movement, clearing, settlement, trading, and more.
The Greens provides a practical, white‑label “brokerage in a box” model that streamlines integration and supports rapid deployment. This approach enables institutions to deliver a polished, fully-branded investing experience, while also providing customers with intuitive tools that support their long‑term financial growth.
SpringLabs
Vouch
Product Description: AI that replaces manual financial fraud review.
LoanPro
Product Description: Loan on Card combines the structure of a consumer installment loan with the convenience of a Mastercard. Funds are disbursed to a card issued through an integrated issuer processor and provisioned instantly to a mobile wallet.
Flagright
Product Description: AI-native transaction monitoring and AML compliance solution.
Radius
Product Description: Payments-first Neobank for International Students.
LUNCH - Sponsored by First Electronic Bank
DeepSee.AI
Product Description: AI-Powered Loan Processing at Scale. DeepSee’s Loan Ops agent uses intelligent AI agents to automate manual, complex loan boarding and funding tasks—cutting review times from hours to minutes. Reduce errors, increase volume, and free your teams from repetitive work to focus on high-value decisions. Scale efficiently without growing headcount.
Crew
BREAK - Sponsored by Celtic Bank
ASA Financial
Product Description: ASA Vault - Embedded inside of digital banking. Account to account money movement. Super app for vendor consolidation collapsing third party risk. Secure marketplace of vetted fintech solutions.
Eko Investments
Product Description: Investing as a Service - Enabling banks and credit union to offer digital investing to all their clients, starting from $1.
Chisel
Product Description: ChiselCore: Composable fintech infrastructure & no-integration compliance ai.
DINNER RECEPTION - Sponsored by Mayer Brown
Open to all registered attendees (21+), with the exception of student participants.
Friday, February 6th - Activity Day @ Snowbasin
Activity day and networking lunch (available to registered attendees who selected this option during registration and received additional details from the Fintech Xchange inbox, with the exception of student participants).
First Shuttle Departure from the Hilton Salt Lake City Center to Snowbasin
Please meet in the Hilton lobby by 7:45 AM for a ride up the mountain.
Breakfast, Rentals & Lift Tickets
Stop by Earl’s Lodge to collect your lift tickets and rental gear (if needed). Grab breakfast, get geared up, and head out for a day on the mountain.
Note: Rental gear will be available for those who completed the rental form in advance - no need to go to the rental shop!
Hit the Slopes
Experience Snowbasin’s 115 trails and enjoy your time on one of Utah’s premier mountains.
Second Shuttle Departure from the Hilton Salt Lake City Center to Snowbasin
Please meet in the Hilton lobby by 10:45 AM for a ride up the mountain.
LUNCH - Sponsored by U.S. Bank
First Shuttle Departure from Snowbasin to the Hilton Salt Lake City Center
For those heading back after lunch, a shuttle will be available outside Earl’s Lodge.
Second Shuttle Departure from Snowbasin to the Hilton Salt Lake City Center
For those heading back later in the day, a shuttle will be available outside Earl’s Lodge.