Fintech Research Reports
Original research from the Fintech Center and Fintech Fellows, plus notable studies and reports from academics, regulators, and industry partners.
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Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Year End 2025 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Indus...
Read More — Industrial Bank Report Year End 2025 (PDF, opens in a new tab)
Academic Study
| University of Utah Researchers
University of Utah Research Examines Hybrid Approaches to Cryptocurrency Compliance (PDF, opens in a new tab)
Researchers at the University of Utah are exploring how financial compliance can be built directly into cryptocurrency systems. Thei...
Read More — University of Utah Research Examines Hybrid Approaches to Cryptocurrency Compliance (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Third Quarter 2025 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Indus...
Read More — Industrial Bank Report Third Quarter 2025 (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report First Quarter 2025 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Indus...
Read More — Industrial Bank Report First Quarter 2025 (PDF, opens in a new tab)
Annual Report
| Kem C. Garnder Policy Institute
Utah’s financial technology industry contributed 7,800 jobs and more than $1 billion in wages in 2023 (PDF, opens in a new tab)
Since the Great Recession of 2007-2009, the financial technology (fintech) industry has transformed the traditional financial servic...
Read More — Utah’s financial technology industry contributed 7,800 jobs and more than $1 billion in wages in 2023 (PDF, opens in a new tab)
Academic Study
| Fintech Center
Industrial Banks Safety and Soundness Report (PDF, opens in a new tab)
In recent years, industrial banks have gained recognition for their resilience and unique value propositions, particularly during tu...
Read More — Industrial Banks Safety and Soundness Report (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Second Quarter 2024 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Indus...
Read More — Industrial Bank Report Second Quarter 2024 (PDF, opens in a new tab)
Academic Study
| Fintech Center
Industrial Bank Report: 2021-2024 (PDF, opens in a new tab)
The Fintech Center at the University of Utah prepared this report to highlight the safety and soundness of industrial banks. Key mea...
Read More — Industrial Bank Report: 2021-2024 (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Year End 2023 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of indus...
Read More — Industrial Bank Report Year End 2023 (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report First Quarter 2024 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of indus...
Read More — Industrial Bank Report First Quarter 2024 (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Year End 2024 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of Indus...
Read More — Industrial Bank Report Year End 2024 (PDF, opens in a new tab)
Quarterly Report
| Utah Center for Financial Services
Industrial Bank Report Third Quarter 2024 (PDF, opens in a new tab)
The Utah Center for Financial Services at the University of Utah prepared this report to highlight the safety and soundness of indus...
Read More — Industrial Bank Report Third Quarter 2024 (PDF, opens in a new tab)Get Involved
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